About Be'eri

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So far Be'eri has created 34 blog entries.

What is a BATNA, and why you MUST have one.

Real estate negotiations - Jerusalem Post Column September 2016 Jerusalem Post real estate supplement cover When strolling through Machne Yehuda market you might notice a peculiar phenomenon or actually the lack of one – no one haggles over prices. Compare this to the market on Friday afternoon, and you will immediately notice the [...]

By |2017-08-04T14:17:59+02:00November 22nd, 2016|Negotiating, News paper clips|0 Comments

Buying a house on paper

Buying a house on paper has it's advantages - mainly a higher standard of living, but also has costs associated. Though every project has it's own specifications, it's own contractor and it's own contract, there are few costs that appear across the board. 1. legal costs In addition to paying for your own lawyer, [...]

90% LTV mortgages?!

One of the main issues  with "Mehir LaMishtaken" is the fact that it isn't accessible to everyone. For instance: An apartment in Kiryat Motzkin that costs 950,000 NIS still demands at least 260,000 NIS for down payment and expenses, and over 4,000 NIS/Month for mortgage payments. BOI, Mortgage banks and Ministry of housing have agreed to [...]

By |2016-07-27T16:02:57+02:00July 27th, 2016|Uncategorized|0 Comments

Mortgage guarantors in Israel

Everyone know what are mortgage guarantors: family or (very) close friends that are willing to co-sign your mortgage, and share some of the risk. Everyone, except the Israeli banking system. After too many stories of guarantors that disappeared leaving their friends and family in a dire financial situation, the Israeli regulators have decided to put [...]

By |2017-08-04T14:18:03+02:00July 24th, 2016|Financing|0 Comments

To Sell Or Not To Sell

A client of mine approached me with a dilemma – to sell or not to sell an investment apartment he bought. It was an apartment in Jaffa he bought about 6 years ago for 740,000 NIS, and it’s worth about 1.05M today. On one hand, he earned a great 40% profit on his capital. [...]

Why should one invest in real-estate?

Why should one invest in real-estate? In my case, I sometimes feel I was destined to do so. My grandfather, may he rest in peace, was an architect, my mother is currently one, and my brother is studying to be one. My father used to be a realtor, my parents invested in real-estate, and if [...]

By |2017-08-04T14:18:04+02:00February 28th, 2016|General concepts|0 Comments

What is the maximum value of an apartment I can buy?

So you've started to consider the purchase of an apartment. Congratulations! But how will you know the maximum value of an apartment which is within your means to buy with a mortgage? [Too much math? you can get an immediate budget here] There are two main criteria which determine the approval of a mortgage- the cost [...]

By |2017-08-04T14:18:04+02:00February 28th, 2016|Financing, matching wishes and constraints|0 Comments
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